What Is a Vehicle Service Contract?

The Effect of Traffic Jams on a Car

The Effect of Traffic Jams on a Car

Traffic jams are a common issue all across the US. In fact, one report showed that commuters lose 42 hours of their life each year sitting in traffic (and if you ask a commuter who lives in a major city, he or she will probably tell you that figure seems low).

But drivers are giving up more than just shy of two days of life each while sitting in traffic. It can also take a toll on your vehicle. Why is traffic hard on a car? What are the US cities with the worst traffic? How can you protect yourself? (more…)

3 Myths About Extended Warranty Services

3 Myths About Extended Warranty Services

The extended warranty services industry has suffered a great deal at the hands of the truth behind the old saying, “A few bad apples spoil the whole bunch.” If you are wary of extended warranties because of a bad experience or something you’ve read online, we’d like the chance to respond to the three most common extended warranty myths.

Myth 1 – You’ll Never Use the Warranty

About half of people who buy extended warranty services end up using them. So unless you think 50/50 are good odds when it comes to thousands of dollars, this isn’t a valid reason to pass on a warranty. The fact is that some cars are far more likely to need repairs than others, so you may want to do some advance research if you are that worried about using the warranty. Remember that part of the reason for the warranty is peace of mind. You carry car insurance and health insurance even though you hope you never have to use them, right? Think of an extended warranty in a similar way.

Myth 2 – Your Coverage Will Cost More than the Repairs

First of all, labor is often over $100 per hour, and garages/dealers charge double what they pay for parts. Repair costs are skyrocketing, so you only need one major repair to have gotten a steal on your warranty. Remember too that you are also paying for the peace of mind that if your car doesn’t start one morning, you don’t have to decide between spending a few grand on repairs or using it as a down payment on something new.

Myth 3 – All Extended Warranties Are Scams

There are scammers in every industry. Most extended warranty companies are legit. But to be safe, make sure that your extended warranty provider is an accredited member of the Better Business Bureau like Vehicle Service Center. We have affordable coverage options that can bring you peace of mind without breaking the piggy bank. Call 1-800-280-6708 to get your free quote today.

3 Reasons to Get an Extended Warranty on Your Lease

3 Reasons to Get an Extended Warranty on Your Lease

If you are leasing your car, you are limited in the number of miles you can drive. That means you’re not going to go beyond the manufacturer warranty. So why spend extra money on an extended warranty? Here are three important reasons to get an extended warranty on your lease.

  • Coverage for parts and repairs the factory warranty doesn’t cover – The factory warranty may cover a very limited number of repairs. An extended warranty allows you to know exactly what is covered and can easily save you money in the long run.
  • Get repairs at any licensed garage – Some factory warranties require you bring the car to the dealer. Then you get hit with all sorts of stuff that isn’t covered and the bill ends up being huge anyway. A third-party warranty lets you pick where the work is done so you can find an affordable shop that you trust for repairs and maintenance.
  • Trip interruption and roadside assistance – You can bundle your vehicle service contract with valuable extras like trip interruption insurance in case you break down in another town and need overnight accommodations. You can also get roadside assistance to protect you from a dead battery, lockouts, or running out of gas.

The Best Vehicle Service Contracts at Affordable Prices

Vehicle Service Center offers the best extended warranties at competitive rates. To get a free quote from one of our vehicle protection specialists, call us today at 1-800-280-6708, or fill out our online quote request form.

The 5 Most Common Check Engine Light Repairs and How Much They Cost

The 5 Most Common Check Engine Light Repairs and How Much They Cost

There’s nothing that gives a driver a bad feeling faster than seeing that check engine light come on. You may at first wonder how serious the problem is. Then you realize, no matter how serious or minor it is, you’re still going to be paying a lot of money out of pocket if you don’t have extended warranty coverage. Here’s a countdown of the 5 most common check engine light repairs and how much you can expect the bill to be (according to a study by CarMD).

  1. Oxygen Sensor Replacement – “Oh good, it’s only a sensor,” you think. Then you get a bill for $258.63. Between the rising cost of parts and the rising cost of labor, even simple fixes can be expensive.
  2. The Catalytic Converter – “Uh oh, that sounds expensive.” You’re right. The average repair cost was $1,190.18 in 2016.
  3. Ignition Coils and Spark Plugs – If you keep up with regular tune-ups, this shouldn’t be a problem. Otherwise, your average bill will be $401.22.
  4. Loose Fuel Cap – This one is more embarrassing than expensive, and it’s worth checking yourself when you see the light come on – especially if you were just at the pump. Some mechanics may feel bad for you and just charge a nominal fee for plugging your car into the computer. As a result, the average expense is a mere $16.88 plus your wounded pride.
  5. Mass Air Flow Sensor (MAF) – At this point, you know better than to think sensor repair will be cheap. MAF replacement is even more costly than the O2 sensor coming in at an average of $378.15.

Protect Yourself with a Vehicle Service Contract

The next time that check engine light comes on, you can play it cool and impress your passengers. After all, if you have a comprehensive service contract from Vehicle Service Center, you know what’s covered. Get a free quote from one of our vehicle protection specialists today by calling 1-800-280-6708, or request your quote using our online contact form.

2017 Study Shows Car Repair Costs Continue to Rise

2017 Study Shows Car Repair Costs Continue to Rise

Car owners may have been breathing a sigh of relief when 2014-2015 prices on auto repairs seemed to level off. However, a 2017 study by CarMD reveals that in 2016, repair costs spiked again. Let’s take a look at what you can expect next time you need to head to the dealer or local garage for repairs.

  • Parts Costs Have Increased – The average price of replacement parts for vehicles went up by 1.4% in 2016.
  • Labor Parts Increased More – The big difference, however, is in the price of labor. This increased by 4.7% in 2016. That’s a major increase when you consider the fact that many shops were already charging $100 per hour or more.
  • Engine Replacement Is the Biggest Expense – The biggest repair cost in 2016 was a full engine replacement. The total bill came to $7,600.

Your Check Engine Light – The 5 Most Common Causes

The study also shed some light on why your check engine light may have just come on. The top 5 reasons for that sensor being tripped are:

  1. Faulty Oxygen Sensor – You’ll be happy to know that 8% of the time you only need a sensor replaced. On the downside, the average bill for this quick fix is $258.63.
  2. Catalytic Converter – Unfortunately, the second most common issue at 6.75% isn’t such a quick fix.
  3. Ignition Coil and Spark Plugs – 6.23%
  4. Loose Fuel Cap – 4.16% of the time this problem could have been fixed by tightening the gas cap. Whoops!
  5. Mass Air Flow Sensor – 3.84%

Protect Yourself with an Extended Warranty

Vehicle Service Center is helping vehicle owners protect themselves against exorbitant repair bills by offering a wide array of coverage options. To learn more and get your free quote, call us today at 1-800-280-6708 or fill our online request form.

The Top 3 Extended Warranty Add-Ons (and Why You Need Them)

The Top 3 Extended Warranty Add-Ons (and Why You Need Them)

An extended warranty can give you peace of mind whether you are the original owner of the car and your manufacturer warranty is running out or you are purchasing a pre-owned vehicle. But when you shop for an extended warranty, don’t forget to price add-ons that can increase the value of your contract. Here are the top 3 extended warranty add-ons, and why you should be interested in them.

#1 Roadside Assistance

Roadside assistance can get you out of all sorts of jams. A good roadside assistance program includes features like:

  • Towing – Get your car to the shop without paying a bundle.
  • Lock-out assistance – Both sets of keys ended up locked in the car? Roadside assistance to the rescue!
  • Fuel delivery – Never make that embarrassing call to a friend or family member again.
  • Battery boost – A dead battery can happen at any time. Don’t rely on the car parked next to you being able to give you a jump start.
  • Tire assistance – Sure you can fix a flat tire, but who wants to do it on the side of the Interstate in your dress clothes?

#2 Trip-Interruption Benefits

Airlines are always trying to sell travel insurance, but what about if you are driving to your vacation destination? If you break down more than 100 miles from home, trip-interruption benefits can help cover hotel costs in whatever city you get stranded in. Now instead of being ruined, your road trip just took a little detour.

#3 Rental Reimbursements

If you are getting warranty-covered work done by the dealer, you may get a loaner car just to drive around locally. For any other long-term repair situation, you’re going to need a rental. Knowing you’re going to be reimbursed for the extra expense can remove the sting of not having your own car for a few days while the repairs are being done.

Vehicle Service Contracts and the Add-Ons You Need

For the top extended warranties and add-ons, call Vehicle Service Center today at 1-800-280-6708 and speak to one of our vehicle protection specialists. Not a phone person? Request your free quote online by submitting the contact form.

4 Auto Maintenance Services That Will Save You Money in the Long Run

4 Auto Maintenance Services That Will Save You Money in the Long Run

Auto repairs can cost hundreds or even thousands of dollars if the wrong thing breaks and you don’t have extended warranty coverage. There are, however, some general maintenance services that can help your car to continue running smoothly for as long as possible. We’re going to look at four of these services and how expensive the consequences can quickly become if these normal maintenance procedures are ignored.

  1. Oil Changes – First of all, you probably don’t need an oil change as often as you have been led to believe. Although the old standard was 3 months or 3,000 miles, many car manuals now say 4 or even 5 months and between 4,000 and 7,000 miles depending on the make and model. The consequences of failing to get regular oil changes can be a full engine replacement. That would run upwards of $4,000. A massive price to pay for skipping a $30-40 oil change.
  2. Tire Rotation – Not getting the tires rotated every 7,500 miles or so (some people just get it done every other oil change), can lead to early tire wear and the need for replacement. Since a new set of tires can cost upwards of $500, you want to put it off as long as you safely can, and tire rotation extends that safe period.
  3. Timing Belt – This can be a $1,000 expense in and of itself. The good news is that most cars only need it done every 90-100,000 miles. On the other hand, failure to keep the timing belt in good shape can result in it breaking. This often does a tremendous amount of damage to the engine. You’re talking $2,500 and up easily.
  4. Brake Pads – Replacing your brake pads can cost a couple of hundred dollars, but that’s a lot cheaper than the $600 it can cost if you need to replace your rotors too. Get your brakes checked at least once a year and sooner if you hear squealing when you brake or have to push the pedal down harder than usual.

Get the Protection You Need from Massive Repair Bills

Of course, taking care of your vehicle will only get you so far. The repair bills will eventually come. When they do, you will want an extended warranty from Vehicle Service Center to offset the costs. For a free quote, call us today at 1-800-280-6708 or submit the online request form.

5 Ways to Save Money on Auto Repairs

5 Ways to Save Money on Auto Repairs

The cost of auto repairs has reached ridiculous levels, and there’s no reason to believe your mechanic is going to drop his or her prices in 2018. So what can you do to save money on auto repairs when they spring up unexpectedly? Here are five tips to help you.

  1. Ask Questions – Never let a mechanic work on your car without having a conversation first. Read our post about 5 Things to Ask Your Mechanic to learn about some of the most important matters to discuss.
  2. Check Reviews – If the repair shop is not qualified to work on your vehicle or has a lot of bad reviews from angry customers, it’s time to find a new shop.
  3. Second Opinion – Don’t let a shady shop tell you that you need $1,000 in repair work on things that are unrelated to what you came in for. Is it possible all that other damage existed and you really need the repairs? Sure. Just don’t take one person’s word for it – especially when he or she stands to gain a lot of money from making something up.
  4. Get Estimates in Writing – Don’t let the shop repair anything until you approve it and you have a document in writing stating how much you will be charged for both parts and labor on any given service.

Protect Yourself – A vehicle service contract can protect you against covered expenses when the need for repairs suddenly arises. Vehicle Service Center offers a wide range of coverage options so you can get the extended warranty you need while staying in budget. To learn more and to have one of our vehicle protection specialists provide you with a free quote, call 1-800-2806708 today!

3 Advantages of Purchasing an Extended Warranty (Service Contract) for Your Car

3 Advantages of Purchasing an Extended Warranty (Service Contract) for Your Car

Whether the manufacturer warranty is running out on your new vehicle or you are purchasing a used vehicle, why does it make sense to purchase an extended warranty (also known as a vehicle service contract)? We’re going to give you three good reasons to think about a service contract for your new or used car.

#1 What Happens When Your Manufacturer Warranty Runs Out?

We’ve all heard of Murphy’s Law. One of the perfect applications of that saying occurs when things start to go wrong on a vehicle right after the warranty is up. It’s almost as though the car knows and is punishing us for not getting a longer warranty. An extended warranty fixes the problem by picking up where the manufacturer warranty leaves off.

#2 You Can Bundle Your Extended Warranty with Additional Features Such as Roadside Assistance

Not only are you covered if you need major repairs done on your vehicle, but you can also have someone come jumpstart the car if you left the lights on while at the grocery store. Other features may include gas delivery if you run out on the road or assistance if you lock yourself out of the car. Plus, some extended warranties can even be bundled with trip interruption insurance in case your car breaks down more than 100 miles from home.

#3 You Can’t Put a Price Tag on Peace of Mind

Whether you get stuck home or away and whether the repairs are major or minor, you know that you have a vehicle service contract in place and roadside assistance to get you out of a tight spot. In a world where peace of mind is so hard to come by, you shouldn’t have to worry about your vehicle too.

Let Vehicle Service Center Help Give You Peace of Mind

To find the perfect extended warranty for your car, talk to one of our vehicle protection specialists today by calling 1-800-280-6708. You can also request your free quote online by using our contact form.