Do you own or are in the process of buying a used car? Do you have an expiring warranty on a car you purchased new? You are a prime candidate to benefit from an extended auto care warranty. However, some wonder if it is really worth purchasing a continued warranty. We’re going to take a look at some important reasons to extend your auto warranty and how to make sure you get the maximum benefits. (more…)
The question many people find themselves asking after they get an extended warranty is, “Why doesn’t my warranty cover maintenance?” The fact is that most warranties do not cover normal work that needs to be done on a vehicle such as oil changes, replacing worn tires, or replacing a timing belt. Why are these services not usually covered? Is it still worth it to get a warranty? Are there options that do cover maintenance? Read on to learn more.
The Reason Maintenance Isn’t Covered
First of all, many people take extended service contracts with a deductible to save money. An oil change costs about $30-50 depending on where you go and what service you get. So the fact is that you would never hit your deductible anyway. Things like tires come with their own warranty. The shop that puts them on may offer a road hazard replacement package. As a result, tires are usually covered for their normal life cycle anyway. Things like a timing belt are not usually even bad or worn out when changed. This is simply done to prevent the damage that a snapped belt can cause, so the manufacturer sets a number of miles to make the change at.
Is It Still Worth Getting a Warranty?
Yes, even if maintenance is not covered, it’s worth it. Why do people still get healthcare despite deductibles and copayments? Because if an emergency occurs, it can save thousands of dollars. The same is true with an auto service contract. A $2,000 suspension problem or transmission problem can be a nightmare if a person doesn’t have coverage.
Can I Get My Maintenance Covered?
Yes! Some contracts cover everything from maintenance to roadside assistance. Speak to one of the vehicle protection specialists at Vehicle Service Center to learn more about plan options, and discover the plan that will meet your needs. You even get a free quote by calling 1-800-280-6708.
Are you getting ready to purchase a used vehicle? Then it is time to consider an extended warranty. We’re going to look at some important reasons to purchase a warranty any time you are getting a used vehicle, some circumstances that may make the purchase even more important, and some statistics that reveal the purchase is not the risk some sites may have led you to believe it is.
2 Important Reasons to Get a Warranty for Your Pre-Owned Vehicle
The further we get into the age of over-complicated electrical components of vehicles, the more important it is to protect your used vehicle. A car that is just a few years old may have complicated electrical components that could cost thousands of dollars to repair.
The other important element to consider is the rising cost of auto repair labor. When you start adding $85 to $125 per hour on top of expensive parts, you have the recipe for a nightmarish invoice. A warranty is the best way to avoid adding repairs bills to your monthly car payments.
2 Things to Keep in Mind When Considering Protective Coverage
You should definitely add coverage to your vehicle if either of the following things are true. First, check to see if the vehicle you are purchasing has a history of necessary repairs. You may love a particular make and model, or it may be the only thing that meets your budget, but if that year’s line is known for transmission troubles, you definitely want powertrain coverage.
The second thing to look for is exclusion coverage. This allows you to have greater peace of mind. Unless the exclusion is the specific thing that goes wrong with your car, it’s covered. There’s no guesswork. On the other hand, you also want affordable coverage, so if you are working with a limited budget, you may need to focus on the coverage features that are most important to you.
Statistics Show that an Extended Warranty Is a Good Purchase
The following two statistics show the benefits of extended warranties:
- 84% – Percent of persons who purchased a used car and had every filed claim accepted
- 82% – Percent of people who say they would consider purchasing an extended warranty again
Vehicle Service Center is proud to offer the type of coverage that can actually be of benefit to used car owners. To learn about the different coverage options we offer, and to have one of our vehicle protection specialists help you find a plan that meets your needs and your budget, call 1-800-280-6708.
Suspension problems are one of the more common and expensive issues that car arise in motor vehicle use. How do suspension issues occur? What are the most common problems? How much will the repairs cost? How can you protect yourself from this expense? We’ll tell you here.
How Do Suspension Issues Occur?
While in rare cases a suspension issue may be due to a manufacturer defect, it is far more common for these problems to arise from wear and tear on a vehicle. Potholes are one of the major causes of such damage. AAA reported that potholes result in about $3 billion in repairs in the US each year. To limit the damage, it is vital to try and avoid potholes, keep tires properly inflated, and to slow down as much as possible if a pothole cannot be avoided.
What Are the Most Common Suspension Problems?
The suspension system of a vehicle is complicated. With so much that can go wrong, you may wonder what the most common repairs are. Here are 5:
- Ball joints
- Control arms
How Much Do Suspension Repairs Cost?
In part, this depends on what is wrong. The repairs, however, are unlikely to be cheap. According to one report, replacing ball joints can cost anywhere from $350 to $2,200. Stocks were estimated at $200 to $1,500, although they can cost much more on a luxury car. Replacing the entire suspension system can cost up to $5,000.
How Can You Protect Yourself from Suspension Repair Costs?
To ensure you don’t get stuck with a massive repair bill, be sure that your suspension system is under warranty. To assist you in this regard, Vehicle Service Center offers coverage options that can save you a bundle. To learn more, get a free quote from one of our vehicle protection specialists by calling 1-800-280-6708.
Unfortunately, a very small percentage of third-party warranty companies have given the industry a bad name. You know the ones we’re talking about. They give you the hard sell to buy way more coverage than you need and then when you actually have a claim, the company is nowhere to be found, or they come up with terrible excuses for not paying. We’re going to provide you with a few helpful tips to help you avoid scams and get your coverage through a legitimate third-party warranty provider.
Warning Signs When Purchasing a Warranty
Here are 5 things to be wary of when purchasing a warranty:
- The hard sell – A caller telling you that a special deal is only available during this call may just be the sales rep trying to hit a quota, but it could also be a warning sign of something shady. A warranty provider should have no problem with you wanting time to check out the company website and read reviews before making a final decision.
- No guarantee – Reputable companies should have a money back guarantee. If you get buyer’s remorse during the first 30 days, you should be entitled to a refund.
- Robot dialers – If you get a phone call from a robot instead of a human, that’s a bad sign. The fact is that a scam artist may have trouble finding humans willing to try and rip-off their fellow man. As a result, robot dialers are often used.
- Claim to be your manufacturer warranty – Your manufacturer warranty company isn’t going to call you to extend your warranty when the one you got with the car runs out. If the company won’t tell you they are a third-party service, you should be on guard.
- Lots of fine print – That fine print may be the company’s way of talking you out of getting your claim paid. If you can’t understand the fine print yourself, have someone help you go over it before signing anything.
Real Third-Party Extended Warranty Services for Every Budget
At Vehicle Service Center, we are proud to offer legitimate third-party warranty services to meet any budget. Our extended protection plans come with a 30-day money back guarantee to add to your peace of mind. And your quote is always free. To learn more, just call 1-800-280-6708, and get the coverage you need for your vehicle today.
One of our favorite compliments is when our vehicle protection specialists are praised for providing great customer service. The fact of the matter is, we believe that when you are dealing with a vehicle emergency – whether stuck on the side of the road with a flat or at a shop getting a new transmission put in – you simply don’t have time to deal with poor customer service.
Unfortunately, customer service is lacking in many businesses today, so we wanted to discuss some of the principles that put Vehicle Service Center ahead of the competition.
One of the Worst Customer Service Practices
If you haven’t noticed the inability of companies to provide good customer service, an indicator of the state of modern businesses is that the Australian government felt the need to put up an article about how to provide customer service on the national business website.
Recently, Forbes magazine commented on some of the worst customer service practices. The biggest culprit – hiring the wrong people for the job. You would think companies would want to put their friendliest and most patient people forward when it comes to dealing with the public. Sadly, some businesses just hire anyone who will work for low pay and make that person the customer’s lifeline during a crisis.
Customer Service – Why Our Customers Stay with Us
Providing you with good customer service is also a smart business move for us. It’s cheaper to hang onto existing customers than scour the globe for new ones. Treating people right creates loyal customers who recommend us to others. There’s no better form of advertising.
So next time you’re staring at an expensive repair bill or you’re stuck in a hotel overnight because of a breakdown on a road trip, we hope you’re covered by one of our comprehensive warranty or trip interruption plans. You can rest assured that your customer service experience will help soften the blow rather than making matters worse.
To get help in finding the right plan to meet your needs, call 1-800-280-6708. Our vehicle protection specialists are standing by to provide free quotes at any time.
Anyone who has ever dealt with an insurance company understands how a deductible works. This is the amount of money that you have to pay out of pocket as the policyholder. The insurer then covers the rest of the expenses. Extended warranties sometimes work in the same way. You may have a deductible that will dictate how much of the auto repairs you have to cover out of pocket before the warranty company covers the rest. Here’s what you need to know about extended warranty deductibles.
Types of Repair Deductibles
There are two main types of repair deductibles. You either pay the deductible for each repair or for each visit. For the sake of illustration, let’s say that your warranty has a $100 deductible. If that deductible is per visit, then no matter how many covered items need to be fixed on the vehicle, as long as you get them all worked on in the same visit, you pay $100, and the rest is covered. However, if your deductible is per repair and you are getting the transmission, A/C, and drive axle worked on, your cost would be $300 because you would have to reach the deductible on each of the 3 repairs even though they are being taken care of during the same visit to the shop.
What Is the Deductible Based On?
With a manufacturer warranty, there is usually no deductible, so what is the deductible based on when it comes to an extended warranty. There are several factors. First of all, whether the car is new or used will make a big difference. The make and model of the vehicle are also taken into consideration.
Finally, your budget is considered. To make the service contract more affordable, someone with a smaller budget may have to choose a larger deductible to be able to afford the extended warranty. Remember that not all warranties have a deductible, but some do. You definitely want to discuss this with the agent selling the warranty to you.
The Right Coverage Options to Meet Your Needs and Budget
Vehicle Service Center is pleased to be able to offer the best coverage options to our clients. Our customer service representatives can help you to determine what plan will meet your needs and fit your budget. To get your free quote, just call 1-800-280-6708.
Even a basic warranty package should cover transmission repair. Why is this so important? How much does it cost to repair the average transmission? How long should your transmission last? Read on to learn the facts about transmissions.
How Long Does a Transmission Last?
According to one transmission remanufacturer, even when a transmission receives the minimal care it should last 100,000 miles. There are a few factors that can affect this figure:
- Manufacturer Defect – If a defect exists in the transmission, it may last significantly less time.
- Proper Care – Minimal care of a transmission includes things such as transmission servicing, fluid flushing, and the like. The number of miles between services depends on the manufacturer and should be included in your car’s manual.
- Pre-Owned Vehicles – When you buy a pre-owned vehicle, you may not know how well the previous owner cared for the transmission. You may not even know if the transmission in the vehicle is the original or if it has been rebuilt. This can make the life of the transmission difficult to estimate.
How Much Does It Cost to Repair or Replace a Transmission?
The cost of transmission repair depends on many factors. If you have a manual transmission and you just have to do basic repairs to the clutch or solenoid, the price range could be as little as $500 to $1,500. However, if the entire transmission needs to be replaced, average costs range from $1,800 to $3,500. What accounts for such a wide range?
A transmission replacement costs between $2,500 and $3,500. Some may opt to save a little money by going with a rebuilt transmission. This can reduce costs to $1,500 to $2,500. While the primary advantage is about $1,000 in savings, there are also disadvantages to a rebuilt transmission.
Avoiding the Headache of Transmission Repair Costs
Rather than guessing how long your transmission will last and potentially ending up with a huge repair bill, protect yourself in advance with a warranty that covers your engine, transmission, drive axle, and differential assembly. Vehicle Service Center will be happy to help you select the extended warranty that meets your needs and budget. Call 1-800-280-6708 for a free quote.
Do you own or are in the process of buying a used car? Do you have an expiring warranty on a car you purchased new? You are a prime candidate to benefit from an extended auto care warranty. However, some wonder if it is really worth purchasing a continued warranty. We’re going to take a look at some important reasons to extend your auto warranty and how to make sure you get the maximum benefits.
Auto Repair Costs Are on the Rise Nationwide
If you’ve ever had to pay the bill for a major auto repair, you know just how big of an expense it can be, and those costs are continuing to rise. Between extreme markups in price on parts and labor costs that approach or even exceed $100 per hour, the bill can quickly surpass $1,000.
U.S. News & World Report revealed the results of a study that showed a 10% increase in the average repair costs. Add to that a report from WPRI Eyewitness News in Providence, RI about the average cost of car repairs, and the value of an extended warranty becomes even more clear. For example, the average repair cost of a car in California was reported at $2,289.11.
The fact is that most consumers who drive used vehicles don’t have the money for expensive repairs. If a person has thousands of dollars to spare, he or she would probably be driving something new and under warranty. By purchasing a vehicle service contract, you protect yourself from exorbitant repair bills. That can give you some real peace of mind. If your car just doesn’t start one morning, you won’t be out a month’s worth of salary just to be able to repair the vehicle that gets you back and forth to work.
Purchasing Your Extended Warranty from the Right Company Is a Must
Unfortunately, the whole reason the question about whether or not to purchase an extended warranty exists is because of a few bad apples out there who have given the industry a bad name. But Consumer Reports revealed that by and large, the extended warranty industry does exactly what it says. According to one recent report, 84% of extended warranty buyers who tried to make a claim received the requested money. Additionally, 82% of buyers said they would make the purchase again.
The key then is to find a reputable extended warranty seller who has experience in the business. Who can you turn to when you are in need of an extended warranty?
Vehicle Protection for Your Peace of Mind
When you purchase your extended warranty from Vehicle Protection, you can have the peace of mind of knowing that your car is covered and that coverage is backed up by a company with years of experience in the industry.
So instead of gambling with your savings by driving around without a warranty, it’s time to remove the risk. Call 1-800-881-0804 to get your free quote today!